D. Smith: Dealing with loss of a life partner

As you move past the initial loss of a loved one, you will need to identify the important next steps to take.

Coping with this loss of a life partner is one of life’s biggest and often unplanned for challenges.

When we lose a life partner or close family member, there is a feeling of overwhelming loss.

Don’t feel you have to face this loss on your own. During this time, choose a friend or family member to talk to and share your thoughts. You may choose to talk to a grief counsellor or therapist, who has the training and experience to help you navigate through your grief.

Some decisions will have to be made quickly and other decisions can be made over the following weeks, months or years.

As you move past the initial loss of a loved one, you will need to identify the important next steps to take.

Life continues for the living and decisions need to be made.

Review your will and ensure it is up to date. If you do not have a will, make sure you receive professional advice and get a new will in place. If you have minor children, ensure a guardian is named in your will.

 

This is a time to review the beneficiary details on your investments and life insurance. If you have life insurance

or group investments through your employer, contact your workplace administrator to complete the forms on the updated beneficiary information.

 

Review your individual existing coverage’s to ensure you have sufficient insurance in force.  You may now have the responsibility of being the sole provider for children or additional family responsibility.

A review of your insurance helps ensure your insurance protection aligns with your family needs and your financial objectives.  After the loss of a key family member, your financial situation may have changed with your need to increase your key insurance coverage.

With the passing of a spouse, your financial goals, needs and risk tolerance may change and cash flow may need immediate adjusting.  Identify current income vs debt. Review all debt including credit card debt and pay off the highest interest debt in order of preference.  Review your cash flow and consolidate debt if necessary.

Losing a loved one changes your entire life, especially when your loved one was also your best friend. A number of unexpected life events can impact progress towards life goals and financial objectives.

In bereavement, we spend different lengths of time working through our grief and expressing the stages at different times and at different intensities.

After life changing events, it is important to review and identify any concerns you have.

Kelowna Capital News

Get local stories you won't find anywhere else right to your inbox.
Sign up here

Just Posted

An Interior Health nurse administers Pfizer-BioNTech COVID-19 vaccines to seniors and care aids in Kelowna on Tuesday, March 16, 2021. (Phil McLachlan/Kelowna Capital News)
105 new COVID-19 cases in Interior Health

Just over 8,000 new vaccine doses administered in the region for a total of 158,000 to date

Sand, sandbags will be available at three different locations for Mill Creek for property owners. (Black Press Media file photo)
City prepares for possible Mill Creek flooding

The City of Kelowna is providing sand at three different locations for property owners near Mill Creek

A still from the video taken of a violent arrest on May 30, 2020 in downtown Kelowna. (File)
Kelowna Mountie charged with assault for caught-on-camera violent arrest

Const. Siggy Pietrzak was filmed punching a suspected impaired driver at least 10 times during an arrest

(Amandalina Letterio - Capital News)
Kelowna demonstrators show support for Vancouver Island logging activists

Two Kelowna men stood atop a pedestrian bridge on Harvey Avenue to raise awareness about old-growth forests

(Pexels photo)
Okanagan film boom owes to industry’s strong pandemic response: Sandhu

Vernon-Monashee MLA Harwinder Sandhu lauded the local film industry’s adaptation to the pandemic

Arlene Howe holds up a picture of her son, Steven, at a memorial event for drug overdose victims and their families at Kelowna’s Rotary Beach Park on April 14. Steven died of an overdose at the age of 32 on Jan. 31, 2015. (Aaron Hemens - Kelowna Capital News)
Moms Stop the Harm members placed crosses Wednesday morning, April 14, on Rotary Beach in memory of children lost to drug overdoses. (Aaron Hemens - Capital News)
Kelowna mothers remember children lost to the opioid crisis

It has been five years since illicit drug deaths was announced a public health emergency

Demonstrators at the legislature on April 14 called on the province to decriminalize drug possession and provide widespread access to regulated safe supply across B.C. (Jake Romphf/News Staff)
Rally calls for decriminalization, safe supply on 5th anniversary of overdose emergency declaration

From 2016 to the end of February, 7,072 British Columbians died due to overdose

A Keremeos family lost their home after a fire shortly before midnight on April 13. No injuries were reported. (Contributed)
Keremeos home destroyed in late-night fire

The family inside was unharmed

Naloxone
Op/Ed: Interior Health CEO speaks on five years of strides and challenges in overdose crisis

In 2020, close to 4,000 people across IH had access to opioid medications

Somewhere in the pack being celebrated by his teammates is Vernon Vipers forward Zack Tonelli, who scored in overtime Wednesday afternoon, April 14, to give the Snakes a 6-5 win over the Salmon Arm Silverbacks in B.C. Hockey League pod play at Kal Tire Place. (Liza Mazurek - Vernon Vipers Photography)
Vernon Vipers bite Salmon Arm Silverbacks in OT

Snakes blow 5-3 third-period lead, rally in extra time for 6-5 pod play result over rivals

(Government of Canada)
Liberal MP caught stark naked during House of Commons video conference

William Amos, in Quebec, appeared on the screens of his fellow members of Parliament completely naked

Cannabis bought in British Columbia (Ashley Wadhwani/Black Press Media)
Is it time to start thinking about greener ways to package cannabis?

Packaging suppliers are still figuring eco-friendly and affordable packaging options that fit the mandates of Cannabis Regulations

New parking meters have been installed on Main Street, Ellis Street, Front Street, Nanaimo Avenue and Padmore Avenue in Penticton. (City of Penticton photo)
Pay parking now in effect in downtown Penticton

A spot downtown will now cost you $2 per hour

Provincial health officer Dr. Bonnie Henry updates B.C.’s COVID-19 situation at the B.C. legislature, Feb. 1, 2020. (B.C. government)
B.C.’s COVID-19 case count jumps to 1,168 Wednesday, nearly 400 in hospital

Now 120 coronavirus patients in intensive care, six more deaths

Most Read