ICBC frauds include fires, faked thefts

Torching truck after it breaks down, claiming car was stolen before crash didn't work for drivers

When emergency responders are called

If you’ve ever had a car insurance claim greeted with suspicion by ICBC, there are a few hundred reasons for that attitude.

B.C.’s basic car insurance monopoly has released a report on fraud attempts from 2014, part of an estimated 10 to 15 per cent of insurance claims it says involve fraud or exaggeration. During the year, ICBC investigators referred 131 cases to Crown prosecutors for charges, with convictions in nine out of 10 of them.

ICBC highlighted some of the efforts to obtain insurance coverage that should not have been paid, and how investigators responded.

• A customer reported his truck was stolen at a movie theatre. The vehicle was recovered, burnt. A vehicle inspection showed the burnt truck had serious mechanical problems, contrary to what the customer told ICBC. The customer’s cellphone records revealed that he was at the scene where the burnt vehicle was found.

The customer pleaded guilty to providing a false statement, was fined $4,000 and ordered to pay ICBC back more than $3,000 for investigative and claims costs.

• A customer who was prohibited from driving claimed his vehicle had been stolen at the time it was involved in a three-vehicle crash. Forensic testing of residue on the vehicle’s driver-side airbag revealed a DNA match to the customer and proved he was the driver at the time of the crash. The customer was found guilty of providing a false statement, fined $1,000 and ordered to pay ICBC back more than $18,000 in claims costs and total loss payments for the other two vehicles involved.

• A customer told ICBC his Honda Civic was parked outside his home when it was struck by an unknown vehicle that fled the scene. Damage was not consistent with a hit-and-run and paint flecks matching the customer’s Civic were found embedded in a vehicle from another hit-and-run claim.

When confronted with this evidence, the driver of the Civic admitted to making a false claim, as he had fled the crash scene after his vehicle struck another. Fine: $1,000, plus $5,600 in claim and repair costs.

• A customer with only basic insurance and an expired driver’s licence rear-ended another vehicle. The customer asked the driver in the other vehicle to tell ICBC the crash happened a day later so she could buy optional insurance, which would cover the damage to her vehicle. The other driver refused.

The underinsured customer then bought optional insurance on her way home from the crash. She was assessed the $7,400 cost of repairs to both vehicles.

 

Just Posted

Trial for gangland slaying of Jonathan Bacon takes a turn

Charges for three men charged in the 2011 murder of B.C. gangster Jonathan Bacon have changed

Robot caretakers could be in your future

Interior Health CEO says AI will revolutionalize medical care

Kelowna walk sheds light on blood cancer darkness

The Light The Night Walk takes Saturday, April 21, from Waterfront Park

Driving Change: A Kelowna man’s charitable trip across Canada

A Kelowna man, his bus, and his mission for positive change across our country

Kelowna examines options to connect Rutland with rail trail

Public feedback on the four options is available online until May 6

Your April 20 Morning Brief

What’s making headlines in the Okanagan and Shuswap

Producer, DJ Avicii found dead at 28

Swedish-born artist Tim Bergling, was found in Muscat, Oman

Cars lined up in Vernon as gas hits 109.9

Gas wars continue with prices as low as $109.9 in North Okanagan

Trudeau ends 3-country tour with global reputation, alliances intact

Prime Minister Justin Trudeau finds footing on the world stage after China and India controversies

Province’s $6.5M will help women escape violence, Public Safety Minister announces

Mike Farnworth made the funding announcement in Surrey Friday morning

Leafs’ Matthews has top-selling jersey, edging Crosby, McDavid: NHL

Austin Matthews jersey sales top Pittsburgh Penguins’ Sidney Crosby, Edmonton Oilers’ Connor McDavid

West Vancouver police hunt for Grinder scam artist

Christian Michael Lee Richardson charged with fraud in relation to scam involving the dating app

Victims grant may miss needy parents due to eligibility rules: report

Only 29 of 50 applicants between 2013 and 2017 received the grant across Canada, a federal report says

Woman sends support bags to cancer patients across province

Chilliwack woman’s efforts inspired by late mother-in-law’s generous spirit

Most Read